Serving All Your Real Estate Needs In Angel Fire, Red River & Taos, New Mexico; Land, Ranches & Unique Homes

Rally In The Valley

Rally In The Valley

Memorial Day Weekend

Starting Thurs. May 21st - Mon. May 25th bikers from all over gather in Red River, NM for the annual Rally in the Valley. Around 20,000 biker and non-bikers gather together in this small valley community to honor and celebrate our Veterans.

There will be lots going on from vendors, blood drives, food, activities and so much more all starting at noon on Thurs. May 21st. Starting first thing in the morning On Mon. May 25th "Memorial Day" everyone gets on their bikes and in their vehicles and heads to the Vietnam Veterans Memorial and the David Westphall Veterans' Foundation gift shop at the Memorial in Angel Fire, NM to spend the day honoring our fallen heroes.

So if your wondering what to do with your weekend head on down to the valley and join in the Memorial Day celebrations!

While enjoying the Memorial Day celebrations in our enchanted area, you might enjoy the beauty so much you choose to stay forever! if you do, allow New Mexico Mountain Properties assist you in finding that perfect piece of Angel Fire, red River, or Taos Real Estate. Located at the blinking light just past the Vietnam Veteran's Memorial in Angel Fire, NM we go that extra mile to help you find your dream, from our lush Angel Fire land for sale to our beautiful hideaway homes for sale in Angel Fire. We also have our walk to the slopes condos for sale in Angel Fire as well as Angel Fire ranches for sale if you are looking for larger acreage. You are sure to find something that will fulfill your requirements. Give us a call at 575-377-2626 or 575-770-3306 and speak to an agent directly. So let us serve and welcome you to the valley..

Thank You! To all of our active, inactive, and our fallen men and women who have served, and the ones still serving and protecting our country. Without you there would be no freedom.

5 Things You Didn't Know Could Ruin Your Credit!

5 Things You Didn't Know Could Ruin Your Credit!

Watch out for these harmful pitfalls that could ruin your credit and keep you from your new home.

When it comes to buying a home, car, boat and more, your credit score matters. By now you know there's no getting around the financial institutions that weigh on your credit score. But you may not know why your credit score is on a downward spiral, especially when you're trying to play it by the book and maintain flawless credit. So what's really going on that poorly affects your credit? Have you ever checked your credit score only to find yourself shocked and dismayed by the result? If so your credit might be affected by one of these sneaky pitfalls.

1. Generating hard inquiries:

When you start collecting quotes from various lenders, you're being financially savvy. Shopping around and choosing the right lender for a mortgage or a car loan will help you find the best rate possible -- and that translates into savings of much more money throughout the span of your loan. But there's a catch. When you receive a quote on interest rates, lenders look hard at your credit report. They get multiple inquiries within a 14-day span and are counted together. If you stretch out these inquiries over a longer period, each shows up individually. And too many inquiries can really hurt your credit.

2. Skipping out on the little things:

If you think an old library fine from 15 years ago can't hurt you today? It could, if the library system turns that account over to a collection agency or marks it as "delinquent." Unpaid bills -- including utility bills, medical bills and so on, that you thought you paid, -- can cause your credit score to plummet quickly if they're unresolved. In most cases, you can easy fix these matters by settling the outstanding debt you owe. So it is always to a good idea to pull up your free credit report and make sure nothing is weighing you down . Which leads us to another cause to ruin your credit

3. Incorrect information:

You need to pull your credit report regularly. Errors do occur and businesses do make mistakes. If your credit report has incorrect information about your financial records, this could weight heavy on your credit score. If you pull your report and find an error, call the credit bureau that issued the report right away. You'll want to file a claim and start the process of correcting any incorrect data. It can be long and stressful to correct these errors, but in the end it's worth the effort.

4. Utilizing your available credit a little too much:

If you use your credit cards for everyday spending and you pay off your balance in full and on time, you may be wondering why your credit score is still falling. It might be that you're only charging what's affordable and not carrying a balance month to month. What matters is how much credit you have and how much credit you're using. For example, if you have a $500 line of credit and you charge $499 each month, you'll earn a black mark on your credit score even though you pay off all $499. Maintaining a high credit-utilization ratio will hurt your score. Always keep your balances low on all lines of credit.

5. Not using credit:

Perhaps the easiest way to ruin your credit, is not using it at all. If you're afraid of messing up and getting into a financial disaster, or if your scared of the idea of using credit cards, you may negatively impact your score. By not using credit, you don't create a history that shows you're a responsible credit user who can manage your balances and payments. Inactive accounts may even closed over time, and that too can red flag your score. Whether you feel it's fair or not, the fact remains that if you want to purchase a home or car you need a good credit score. If you want to secure the best real estate deals available on the market,always watch out for these unseen score pitfalls that could ruin your credit.

When looking for the best in Real Estate, choose New Mexico Mountain Properties and let us help you find your dream home. With amazing homes for sale in Angel Fire and Taos you are sure to find that perfect home . Maybe land for sale in Taos and Angel Fire might be what you are looking for to build your dream, or live off the land in our stunning Earthship homes for sale in Taos. How about a scenic condo for sale in Angel Fire that puts you close to the slopes? Whatever your fancy, we are here to assist. Call us at 575-377-2626 in Angel Fire 575-758-5852 in Taos or speak directly to an broker at 575-770-3306 we are here to serve and welcome you to our growing community.

Good News For Angel Fire Property Owners

Good News For Angel Fire Property Owners!

The city of Angel Fire has big news for their property and homeowners! The ISO or Fire Suppression Rating has dropped from seven to five this year, due to the updating and improving of the Village Water and Fire Departments systems.

So home and property owners whose insurance rates are based on ISO rating can save around 10 - 15 percent. You can't beat that!!! Angel Fire was given the ISO rating of 7 back in 2007, and Since then the small village town has has come together and added a new Fire Station south of town, a one-million gallon water tank, and more.

Now is a great time to get that dream home or property that you have always wanted and with the help of New Mexico Mountain Properties, your are sure to get exactly what your looking for!

While enjoying all that Angel Fire has to offer, stop by New Mexico Mountain Properties located at the blinking light in Angel Fire NM, or call us at 575-377-2626 or 575-770-3306. We can help you with all of your Angel Fire Real Estate needs. You will find beautiful mountain land for sale in Angel Fire, Our homes for sale in Angel Fire, capture the majestic mountain views. We also have condos for sale in Angel Fire. Come down and see all the beauty we have to offer. We are here to serve and welcome you.

7 Quotes To Survive Your Home Search

7 Quotes To Survive Your Home Search

House hunting can be stressful and filled with frustration and challenges. There is hope, just keep these quotes in mind to help guide you through the challenge.

1) Home is the nicest word there is:

Looking for a new home takes time and patience, but it's important to keep in mind that this needs to be a place that makes you happy and where you feel comfortable.

2) It is not the beauty you should look at; it's the construction and foundation that will stand the test of time:

While flashy and glamorous often sell houses, it is the structure and construction that really matter in buying that perfect home. Try to pay just as much attention to the unglamorous things when choosing to buy or rent a home.

3) Patience is bitter, but it's fruit is sweet:

You're friends might tell you about how they went out with a real estate agent on a whim and the first house they looked at was the perfect house. These people need to be ignored. Real estate is like love. Sure, sometimes it happens at first sight, but it really takes patience, understanding, lots of work and examining all the pros and cons.

4) The root of suffering is attachment:

Buddha's quote says it all, when it comes to house hunting, detachment is vital. Until you have all the paperwork signed, there are many things that can go wrong. So don't get attached to that new home quite yet.

5) We shape our buildings; thereafter they shape us:

Your home can affect you in many ways. Will that master bedroom without light make you sad? Will having a bigger bathroom give you more work to do? These are questions only you can answer for yourself. So make sure the home you are looking at it truly your dream home.

6) You can't depend on your eyes when your imagination is out of focus:

You don't want to end up with a lemon that is going to cost far too much to fix up, so what you see at an open house might be just a mask to what's hiding underneath. Look past the sparkle and think about how you can make the space your own. You might be surprised at your own creativity.

7) Home is wherever I'm with you:

When everything is said and done, it's not the building that matters it's the people in it that matter most even if you live alone, a home is all about the people and animals in it. If you can remember that you will always find happiness in every moment that happens inside and outside your home, then the creaky floors or leaky pipes might not be such big deal after all. Home is where your heart and loved ones are.

To help you find that perfect piece of paradise, is New Mexico Mountain Properties we take the time to help you find just what you are looking for, from our stunning mountain homes for sale in Angel Fire and the unique homes for sale in Taos, to the wide open Taos and Angel Fire land for sale. Want seclusion from the mundane try our Earthship homes for sale in Taos and get in touch with nature. Our Angel Fire condos for sale offer beauty and walking distance to the Resort. Whatever your looking for we will help you find it, our agents go above and beyond the normal to give you the extraordinary.!So give us a call at 575-377-2626 in Angel Fire, 575-758-5852 in Taos, or speak to an agent directly at 575-770-3306. Let us serve and welcome you to this truly magical area.

Buying A House

Buying a House

If you are shopping for a new home, one of the most important things you should obtain is homeowners insurance. Many lenders require that you purchase insurance before the sale is final. It is also important to understand the types of insurance that are available and pick the one that's right for you. Also be aware of insurability issues.

When looking into an insurance policy, look at everything. Some only cover the dwelling, additional structures, personal property, loss of use. Others may also provide some liability if a person should get hurt on your property. It is very important to look at your surroundings. For instance, if you live by a river or lake your property could be deemed as high flood risk. Some insurance companies do not cover natural disasters, so always make sure to check over your policy.

Insurance companies will also look at "Acceptability Criteria" like construction, roof, and the use of the home,( whether you are living in it or renting it). They also look at personal past history, as well as if the property has any liability issues, like swimming pools, cliffs or other risks. The lender may also require you to get a home inspection done if it is an older home. So with all the issues that come with buying a new home, having the right insurance can give you piece of mind.

When buying a new home let New Mexico Mountain Properties assist you in finding that perfect home, With two convenient locations in both Taos and Angel Fire you are sure to find what you are looking for. Our stunning Taos homes for sale might spark your interest ,or the lovely Moreno Valley homes for sale in Angel Fire might be just right for you. We also have amazing mountain land for sale in Taos and Angel Fire.... or get in touch with nature in our Earthship homes for sale in Taos. Whatever you are looking for, we can help you find it. Our dedicated agents go that extra mile to find exactly what you require. So give us a call at 575-377-2626 in Angel Fire, 575-758-5852 in Taos, or speak directly to an agent at 575-770-3306. We are here to serve and welcome you to our glorious area.

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