Serving All Your Real Estate Needs In Angel Fire, Red River & Taos, New Mexico; Land, Ranches & Unique Homes

Make a few strategic upgrades and add big value to your home.

Make a few strategic upgrades and add big value to your home. A clean, well-maintained home in tiptop condition will yield maximum profit when it comes time to sell. However, you don't have to shell out the big bucks to make sure your house is in mint condition. There are a number of upgrades you can do for under $1,000 that will impress buyers and prompt strong offers. Whether you're a condo owner in Seattle, WA, or prepping a home for sale in Charleston, SC, you have plenty of ways to increase your home values with budget-minded, strategic upgrades.

Add a water filtration system

Installing a whole-house water filtration system is a serious game changer. Additional filtering to remove pollutants and chemicals from our drinking water has become necessary in many cities across the U.S. However, many homeowners have been dealing with the issue on their own, by either using a clunky, refillable filtering pitcher or purchasing drinking water in environmentally unfriendly plastic bottles. Increase your home's value and impress buyers with filtered water directly from any faucet in the house -- it's pure luxury, and this amenity will pay off now and in the future when it's time to sell.

Install a programmable thermostat

According to the U.S. Department of Energy, heating your home accounts for more than 40% of its total energy usage. Programmable thermostats allow you to customize a temperature profile throughout the day. Reducing the temperature inside your home by a degree or two while you sleep can lead to huge savings on a monthly basis. And with energy costs on the rise, many buyers will appreciate your forward thinking in assisting them with long-term savings -- especially if you put in a Wi-Fi–enabled thermostat that can be controlled by your smartphone or computer.

Add more grounded outlets, or upgrade the outlets you have If you live in an old house, chances are, two-prong-receptacle outlets outnumber grounded, three-prong outlets in your home. Adding more three-prong outlets is a small project that can greatly improve the functionality of your home. It's possible to retrofit a new three-prong or GFCI receptacle into the two-prong outlet box without rewiring, as long as the box itself is grounded. Or if you're happy with the electrical structure you have but are sick of looking at dingy tan switches, consider updating to new white ones. You can even add fancy new outlets that have USB ports or timers to control lights.

Update your fixtures

Updating tired, worn fixtures will breathe new life into any space. Give your bathroom and kitchen a critical look -- could the drawer pulls and cabinet handles use an update? If new kitchen cabinets are outside your budget, new hardware is a simple way to update the room's entire look and feel. What about the faucets? A sleek new kitchen faucet with a sprayer combines practicality with design and will be appreciated by buyers. Anticipating and tackling these smaller projects will have a big selling impact. And -- bonus! -- You can enjoy them in the meantime.

Replace the toilet

Replacing an old, cracked, or outdated toilet can make a significant impact on your bathroom aesthetics. Purchase a stylish new one for a few hundred dollars or take the environmentally friendly route and opt for an almost-new secondhand toilet (just be sure to buy a new seat). Repurposed construction material outlets offer a variety of well-priced goods.

Reglaze the bathtub

You can see buyers hold their breath as they slowly pull back the shower curtain, hoping for a sparkly new tub. Exceed their expectations for just a few hundred dollars by reglazing your existing bathtub. The process can be accomplished in a day and will be ready to use in just a few days. Roll up your sleeves for a DIY weekend or call in the professionals; either way, you'll come in under budget.

Install a tile floor

A shiny new tile floor can breathe life into the darkest bathrooms. They're easy to clean, resist microbes and allergens, and wear well in high-traffic areas, making them a perfect material for the bathroom. Flooring liquidators typically sell a variety of quality tile, so start there. If your bathroom is small, you can probably even splurge on some designer options! Then save the rest of your budget for a professional installation.

Add new blinds or plantation shutters

Is your home still sporting aluminum blinds or old-school vertical blinds? Consider replacing them: New window coverings can really modernize a room. If your windows are a standard width, you can buy basic wood blinds at a home improvement store (and most allow you to customize the length). If your window size is irregular, you'll have to special-order them. To add a truly upscale look to a room, try plantation shutters -- they can be a major selling point with the next people to own your home.

Replace the front door

The front entry is the focal point of your home's curb appeal. Give your home a face-lift and replace -- or repaint -- the front door. With security and safety in mind, choose a door that will appeal to a buyer's practical side (and don't forget to consider new hardware too). Another way to add interest and style to your home is by adding color to make your front door a statement.

Add a walkway

A new path leading to the front door can really elevate the look of your home. While brick pavers add a traditional and classic look to the exterior of your home, you can also choose stone, concrete, or even rocks -- just make sure the look of the pathway matches your home's style. Regardless of the material, a walkway is a welcoming feature, beckoning guests (and buyers!) inside to have a look around.

Whether you are looking to buy or sell a home, look to New Mexico Mountain Properties in Angel Fire and Taos, NM for all of your Real Estate needs. Our warm and inviting staff will help you get exactly what you are looking for, like our majestic mountain homes for sale in Angel Fire will give you the mountain setting you may want while our unique Taos homes for sale will let you get in touch with your creative side. Our Taos Ski Valley and Angel Fire condos for sale will put you right next to all the winter activities. If you're looking to build your own home, then our Angel Fire and Taos land for sale will give you the freedom to create your own dream home. If you are seeking to live totally off the grid, then look to our Taos Earthships for sale. Whatever you're looking for we can help you find it. Give us a call at 575-377-2626 in Angel Fire, 575-758-5852 in Taos or 575-770-3306 to speak directly to an agent. We are here to serve and welcome you to our spectacular area.

5 Tax Deductions Specifically For Sellers

You assume the IRS wants as much information about your financial life as possible. And that's typically true -- except when you sell that Atlanta, GA real estate and make a profit of less than $250,000 (or less than $500,000 when you file a joint return with your spouse). If you meet those qualifications, and if you have lived in that home for two of the five years before you sell, the IRS doesn't want to hear about your home sale, because the profit you make is excluded from being taxed under U.S. Code Section 121.

The IRS grants some tax deductions for home sellers. Getting the deductions requires that you itemize your taxes, admittedly a tedious job, but one that is probably worth your while. Here are five tax deductions you should take this year.

If you don't qualify for the 121 exclusion, you will owe taxes on any profit, so make sure you deduct all your selling costs from your gain. You can deduct the following, according to Nolo:

• Your real estate agent's commission • Legal fees • Title insurance • Inspection fees • Advertising costs • Escrow fees • Legal fees

And there's another consideration. You might qualify for a partial exclusion if you sell your home due to circumstances involving divorce, change in employment, change in health, or other unforeseen circumstances.

If you have to sell your house because you're relocating for work, you might be able to deduct some of your moving expenses, says Chantay Bridges, a licensed senior real estate agent in Los Angeles, CA.

"You can deduct your property taxes for the portion of the year that you owned the home up to, but not including the date of the sale," according to the IRS. The buyer pays beginning from the sale date.

If you make home improvements that help sell your home (like replacing a leaking roof or defunct HVAC system), and if they are made within 90 days of the closing, they are considered selling costs, which are deductible.

If you paid mortgage points to lower your interest rate when you refinanced your home, you might qualify for an additional deduction, says Bridges. Because you can deduct a proportional share of the points until the loan is paid, when you pay off the loan through a sale, you can "deduct the remaining value of those points," says Goodwin.

Tax deductions are fickle. They "can vary from state to state and from year to year," says Bridges, who suggests that home sellers check with a tax expert to confirm the deductions are still available at the time of the sale.

There is also some confusion regarding deductions. Sean P. Storck, a certified financial planner and enrolled agent with Rawdin-Baron Financial in California, explains that the biggest misconception concerns repairs, and that "generally speaking, anything done in the course of maintaining property for normal use is nondeductible.

New Mexico Mountain Properties in Taos and Angel Fire, NM will gladly assist you in locating that perfect piece of Taos or Angel Fire Real Estate. We have scenic mountain land for sale in Angel Fire and Taos, or perhaps our off-the grid homes for sale in Taos might give you that serenity you've always wanted. For excitement and smaller living, try our condos for sale in Angel Fire or Taos Ski Valley. Whatever you're looking for, we at New Mexico Mountain Properties are here to help to find your dream. Our knowledgeable brokers go that extra mile so you don't have to. Give us a call at 575-377-2626 in Angel Fire, 575-758-5852 in Taos or 575-770-3306 and speak directly to a Broker. We are here to serve and welcome you to this breathtaking mountain area

Avoid Letting a Poor Credit Score Doom Your Chances of Qualifying For a Loan.

Although interest rates have rebounded, banks are still experiencing post-traumatic stress disorder (PTSD) from the foreclosure crisis. They are painfully aware that loose lending kicked off the nasty economic domino effect that ended in millions of foreclosures and billions of real estate dollars lost. As a result of this mortgage PTSD, banks have raised the bar on what it takes to get a loan. They know the riskiest borrowers, the ones who walked away from their homes when values plummeted, are typically the ones who weren't as invested in home ownership and didn't put a down payment on that Austin, Texas real estate.

Fortunately, the reverse is also true: The more you can prove that you pose a low risk of defaulting on your mortgage, the more likely you are to qualify for a (great) loan. Even if you already have a good enough credit score, boosting it by even a few points to the magical prime loan qualifying range of 700 to 740 can get you a lower interest rate -- and save you thousands. Here are five additional tips that will help you improve your candidacy for a home loan.

1. Conduct an audit

Many prospective borrowers who know they have good credit just call the mortgage broker, submit the loan application, get their rate quote, and start house hunting or get the refinance underway. But if your score is 690, a quick audit resulting in even a single correction or deletion of a derogatory item can add 10 points to your credit score, saving you as much as a quarter-point on your interest rate! Order your annual complimentary report and check for accounts that don't belong to you, or derogatory items that should have already "aged" off your report. If you're in a rush, ask your mortgage broker to submit a "rapid rescore" request to the credit bureaus. Yvonne Hemmingsen, a licensed mortgage broker in Pleasanton, CA, says that with a letter or documentation from the creditor, a consumer can get the bureaus to correct errors, but it takes two reporting cycles -- as long as two months. "With a bureau direct re-score submitted by a mortgage broker, on the other hand, the derogatory information should be deleted in less than a week," Hemmingsen says.

2. Pay down a few bills

Depending on how much debt you have and how you reduce it, paying down some credit card balances may boost your credit score. Additionally, reducing your debt will decrease your debt-to-income ratio and allow you to qualify for a larger mortgage. Paying off debt takes some strategy, though: Involve your mortgage professional in the conversation. They can tell you which bills, reduced by how much, will have the biggest impact on your score -- and how long it will take for you to see a difference.

3. Spread your debt around

A high credit score isn't just a sign that you're good with money -- in that case, debt-free people would have sky-high credit scores. But that's not how the scores work. Credit scores document that you have a habit of being smart and active with your use of credit. In fact, the score-setting algorithms target an ideal credit utilization ratio of 30%. This means maintaining a balance of 30% of your credit limit or less on any given card, and 30% usage of your overall available credit.

If you're an airline-miles junkie who uses one credit card to death and the others not at all, spread your debt around to all of your cards, targeting a 30% balance on as many cards as possible. This not only activates cards that are subject to being closed from nonuse (which can reduce your score by reducing your available credit), but also it prevents any single card from looking like it's maxed out.

4. Get a gift

Banks typically require a down payment, with the exception of some VA and profession-specific loans that still offer 100% financing. Many buyers buy with whatever savings they currently have, so long as it's more than the bank's 3.5% bare minimum. However, the best interest rates require a full 20% down payment. If you've got a relative who'd like to help out, this could be the perfect gift. Most lenders will allow some or all of the down payment to come from a gift, as long as you can produce a "gift letter" from your benefactor confirming your relationship and that the money is a gift, not a loan. Touch base with your mortgage pro to see what your particular loan program guidelines around gift funds are -- before you deposit the check!

5. Bump your down payment to 20% with a little help from your IRA or 401(k)

Currently, you can withdraw up to $10,000 from your traditional IRA for your down payment on your first home without penalty (although you will incur income tax). You can withdraw as much as you want from what you've contributed to your Roth IRA without being taxed, and an additional $10,000 in Roth IRA earnings without penalty. With your 401(k), it's a bit different -- some providers will allow you to borrow against your own account and repay yourself over time with interest.

If you can borrow from yourself instead of a lender, it probably makes better sense to repay yourself-- especially if you can borrow enough from your retirement savings to put you over the 20% mark, so you can get a lower interest rate on the entire mortgage balance. Of course, consult your CPA or tax adviser before applying retirement account funds toward the purchase of your home.

When looking for a home or property look no further than New Mexico Mountain Properties for all your Real Estate needs. With two locations in both Angel Fire and Taos, NM and our dedicated staff, we will do everything we can to find you that perfect place. Our Angel Fire homes for sale offer stunning views of Moreno Valley combined with the land for sale in Angel Fire you get the best of both worlds. While our homes for sale in Taos give you glorious views of the mountains and the Taos land for sale lets you escape from the everyday. If you're looking for smaller living we have our condos for sale in Angel Fire and Taos. We can help you find whatever Taos or Angel Fire real estate you are looking for. So give us a call at 575-377-2626 in Angel Fire, 575-758-5852 in Taos or 575-770-3306 to speak directly to an agent. We are here to serve and welcome you to our scenic area.

The La Fonda Hotel and Taos Plaza

The La Fonda Hotel on Taos Plaza

The La Fonda Hotel is located on the historic Taos Plaza. It is the place to be in the wintertime. It serves as a welcoming retreat for tourists and locals alike and a gathering place for artists, writers, film celebrities and political dignitaries. Started in 1820 by the Charles Bent family as a mercantile venue that also rented rooms, it has now become a full hotel that displays a wonderful collection of D.H. Lawrence paintings as well as old photographs and memorabilia. A stylish new restaurant called Mosaic is housed in the hotel where you can enjoy fine dining. So if you want to warm up from the cold stop by the historic Taos Plaza and La Fonda Hotel, you never know you might just get to meet someone famous!

While visiting the glorious Taos Plaza and La Fonda Hotel call New Mexico Mountain properties at 575-758-5852 or 575-770-3306 for all your Taos Real Estate needs. We have luxurious homes for sale in Taos as well as scenic Taos land for sale. Our Taos condos for sale would be perfect for all you skiers and snowboarders. Whatever your looking for were here to help you, as we serve and welcome you to this magical area.

San Francisco de Assisi Mission Church

San Francisco de Assisi Mission Church

This National Historic Landmark was build between 1772 and 1816. It is a large sculpted Spanish Colonial church with massive adobe buttresses and two front-facing bell impressive blend of native and Spanish styles. The unique architecture of the building is kept well preserved by is parishioners who re-mud the church each spring.

This structure is the most photographed and painted church in the country....Georgia O'Keeffe helped to make it famous by painting it from all angles and times of the day! However, the church is more than a tourist destination, it remains an important center of community life with an active parish offering regular masses and festivals.

The church is open to visitors year-round. So if you want to see a piece of amazing history, stop by and see the San Francisco de Assisi Mission Church located just south of Taos in the quaint village of Ranchos de Taos.

You don't have to be a photographer or a painter to enjoy the beauty of the church! You may even decide to stay in our enchanting area. If so, just call New Mexico Mountain Properties at 575-758-5852 or 575-770-3306 for all the best in Taos Real Estate. Our land for sale in Taos gives you the most breathtaking views of the area along with our Taos homes for sale. We also offer Taos condos for sale with some close to the Taos Ski Valley. This is your one stop to make your dreams come true as we serve and welcome you to our historic land.

Ojo Caliente (Hot Springs)

Ojo Caliente (Hot springs)

There's nothing like soaking in therapeutic, natural, warm mineral spring water, especially after a day of enjoying the Taos Ski Valley. Ojo Caliente was established in 1868 and is about an hour outside of Taos, NM. Deemed sacred by the indigenous Native Americans of Northern NM, it has been a gathering place and source of healing for hundreds of years...(.maybe even thousands!!).

You can enjoy pinon and juniper fires and rejuvenate in the five different types of mineral waters to soak your bones! The best part is you can move from pool, to hot pool and then enjoy their signature "Milagro Wrap".... after that you can enjoy a sumptuous dining experience in the onsite restaurant. There's no better way to spend your day, or you can even choose to stay over in one of the onsite cabins.... so sit back and relax at Ojo Caliente Mineral Springs Resort and Spa.

While taking advantage of the luxurious waters, you may think about staying here forever. Just call New Mexico Mountain Properties at 575-758-5852 or 575-770-3306 for all your Taos Real Estate needs. With our energetic staff were motivated to find you that perfect home for sale in Taos that will fit your lifestyle, or our land for sale in Taos might be what your looking for, and for the ski buffs, you can check out our lovely Taos condos for sale by the Taos Ski Valley. Whatever your needs you can find it with us, we are here to serve and welcome you to this warm and inviting area.

Airport Expansion In Taos NM

Airport Expansion In Taos NM

The airport expansion has finally been approved!!! On December 23rd a $24 million dollar project was approved by the acting Taos County Planning Director Edward Vigil. This expansion will include a second runway at the facility northwest of town. This will be a great boon to the economy of Taos.

The second runway will improve safety at the airport as well as encourage investment and economic developments in Taos. The airport which is owned and operated by the town of Taos, has nearly all of the cost for this project being covered by the state and federal governments! So venture on down to Taos and see all the other exciting things this historic town has to offer!

While you are here give a call to New Mexico Mountain Properties at 575-758-5852 or 575-770-3306 we can show you all of the fabulous Taos Real Estate we have for sale. You can also check out the breathtaking views from the Land for sale in Taos. The Taos homes for sale could be exactly what your looking for. Come see all of our happy faces waiting to serve and welcome you to our energetic community you will be glad you did.

Winter Hiking In Taos NM

Winter Hiking In Taos NM

A new trailhead has opened in the Taos Valley Overlook area. In addition to solitude, stillness, and fabulous snowy mountain views, this new trailhead offers winter hiking at it's best. You can reach the new trail by going south from downtown Taos on State Road 68 (Paseo del Pueblo Sur) and then turn right onto onto County Road 110, which also leads to the UNM-Taos Klauer Campus and the Taos Golf Course and ends at the rim of the Rio Pueblo Gorge.

Sitting on 78 acres, this land was acquired by the Bureau of Land Management in March 2013, just one day after the presidential proclamation that created the Rio Grande del Norte Monument. However, it is not yet included in the monument area.

Staff have already begun working on cleaning up the area and so far has installed new signing, fences, and gates to help direct hikers to a verity of trails in the area. So if your looking for adventure look no further than Taos NM, your one stop destination for family fun!

While enjoying the spectacular hiking in Taos NM, you may also want to check out real estate in Taos. Just call New Mexico Mountain Properties at 575-758-5852 or 575-770-3306 for all of your Taos Real Estate needs. We have spectacular land for sale in Taos as well as unique Taos homes for sale . How about getting close to the Taos Ski Valley and inquiring about Taos condos for sale. No matter what your taste, we can find what your looking for. We are here to serve and welcome you to our scenic and diverse area.

Big News For Taos and the Vicinity

The Columbine Hondo Bill

The U.S. Senate passed the Columbine Hondo Wilderness Act as part of the National Defence Authorization Act on Fri. December 12th. The bill has now been sent to President Obama, where he is expected to sign it into law. When signed into law this 45,000 acres of wildlife, clean water, and prized hunting and fishing areas will be protected for future generations to enjoy.

The Columbine Hondo is one of the main watersheds of the Rio Grande. This pristine area is surrounded by alpine ridges and peaks reaching 11,000 feet, with the high point called Gold Hill that is 12,711 feet.

This will also convey land to Red River and Taos Ski Valley for public use and modify Wheeler Peak's boundaries, which will complete the popular mountain biking route. May people were involved in helping save this glorious wilderness area for future generations to enjoy. So now is a wonderful time to come to Taos NM, and enjoy this wonderful scenic area.

While visiting the land call New Mexico Mountain Properties at 575-758-5852 or 575-770-3306 for Paula, for all your Taos Real Estate needs. We have the most scenic land for sale in Taos, Also you can enjoy the unique houses for sale in Taos. If your looking for condos for sale in Taos, we have those too. So come down to Taos NM, we are here to serve and welcome you to our creative community.

Halloween In Taos

Halloween and Dias de los Muertos In Taos New Mexico

Halloween in Taos isn't just Trick-or-Treating,It's also about the spirited celebration of Dias de los Muertos, or "Day Of The Dead".

On Nov. 1st, this time honered trdition is a time to commume with ancestors through the serving of symbolic meals and cleaning and tending the grave sites, where the family will return at dark for a shared meal and offering.

Many people will put out alters for their past ancestors. In fact, there will be a community Alter set up for anyone who wants to place a picture of their loved one or place flowers and gifts. It will be located at Taos Inn, 125 Paseo del Pueblo Norte. So please take the time to come celebrate this honored day.

There will also be a celebration at Taos Mesa Brewery starting at 8pm on Nov. 1st. They will have a ceremonial fire, trip to the amphitherter, and local live music by "Last To Know" and "Two Ton Strap". So come down and celebrate Dias de los Muertos in Taos New Mexico. On Halloween Fri. Oct. 31st in Taos, they have Halloween on Taos Plaza which starts at 3pm.Hosted by Big Brothers-Big sisters of Northern New Mexico, the Taos News, and DMC Broadcasting Inc. This will be the place for you and your family to be. Admission is free and the first 800 children will recieve a free Halloween bag filled with treats and toys.

There will be various carnival games like Bean Bag Toss, Bowling, Tarot cards, Tic-Tac-Toe, face painting, and best of all the costume contest with awards for Most Original, Funniest, and best costums. Judging will start at 3:30 and end at 5:45pm. Also 26 Taos Plaza merchants will give out candy form there stores.

Don't forget the kids Trunk-or-Treating, where bussiness and volenteers decorate their cars and pass out candy from their trunks. So if your looking for some Halloween fun, look no further than Taos New Mexico.

While spending Halloween in Taos, give New Mexico Mountain Properties a call for all of your Taos Real Estate needs at 575-758-5852 in Taos, or 575-770-3306 for Paula. We have the best property Northern New Mexico has to offer, for instance a home for sale in Taos might be just what your looking for. Perhaps land for sale in Taos might spark your interest. We also have Taos condos for sale as well as at the Taos Ski Valley. We are here to serve and welcome to our fabulous community.

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