Before you plan to spend the maximum amount you've been approved for, consider whether you can really afford the mortgage your lender offers. Here's how to determine how much of a mortgage payment your budget can handle each month.

Calculate your true monthly cost

If you want an in-depth look at your potential mortgage payment, look for a mortgage calculator that includes costs like homeowners insurance or property taxes.

Know the legal limits on lenders

According to the Mortgage Reform and Anti-Predatory Lending Act, a section of the Dodd-Frank Act of 2010, any entity lending money for a mortgage cannot underwrite the loan unless they determine you can reasonably repay it.

Your mortgage should take up no more than 28% of your monthly income

You can use 28% as your rule of thumb too when making a budget for buying a home. Here's an easy formula: Multiply your monthly income by 28, then divide that by 100. The answer is 28% of your monthly income.

Maybe you are searching for the perfect Angel Fire or Taos Ski Valley condo that puts you close to the slopes? We are here to help with all of your Angel Fire or Taos Real Estate needs. So are you interested in buying or selling Taos or Angel Fire Real Estate we are the company to contact.Is it land in Taos or Angel Fire that you desire we have many lots or larger parcels to choose from. Perhaps you are desperate for the perfect Taos condo, house or Earthship to feed your creative side. Call us in Taos at (575) 758-5852 or in Angel Fire call (575) 377-2626 our warm and inviting staff of knowledgeable agents go that extra mile to find exactly what you desire. We are dedicated to bringing you the Best Real Estate throughout the Enchanted Circle. To speak directly to a broker call Paula at 575-770-3306. We are here to welcome you to our growing community.

Information obtained from Trulia

.. . . The mountains are calling!!!

ANGEL FIRE SNOW REPORT LAST UPDATED: MARCH 1ST

LAST 24HRS 13"

LAST 48HRS 21"

BASE DEPTH 36"

SEASON TO DATE 134"

TAOS SNOW REPORT: MARCH 1ST

SNOW LAST 24 HR 8"

2 DAY 24"

7 DAY 24"

BASE 96"

SEASON TOTAL 168

Welcome to Heaven on Earth. There is a fresh blanket of snow over the mountains. The sun is shining birds are singing,the only thing missing is you. With that in mind when you are ready to buy a home or condo in Angel Fire or Taos we are here to assist you in all your Real Estate needs in Taos or Angel Fire. Are you looking to build your dream home we have many lots or larger parcels to choose from in Taos and Angel Fire. If you cannot locate the house, condo or land you desire, on our website, you can access the Taos/Angel Fire MLS from our website. We are dedicated to bringing you the best in Real Estate throughout the Enchanted Circle. For your Real Estate needs in Taos call us at (575) 758- 5852.Looking to buy or sell Real Estate in Angel Fire our number is (575)377- 2626. Our warm and inviting staff of knowledgeable agents go that extra mile to find exactly what you desire. To speak directly to a broker call Paula at 575-770-3306. We are here to welcome you to our growing community.

Ring in Fat Tuesday with a POWDER DAY at Angel Fire Resort! 8 new inches of snow as of 4 AM at the Summit means there's plenty to go around for our last day of the Angel Fire Mardi Gras Celebration. It's still snowing so we should pick up another 3-5 inches during the day.

... The mountains are calling...It's never too late to learn the love of winter sports and no better time or place than right now at Angel Fire.

Are you wanting to buy property in Angel Fire? With amazing homes for sale in Angel Fire you are sure to find that perfect destination property that puts you close to the slopes? When it comes to buying and selling a vacation home or condo in Angel Fire, use a local real estate agent like New Mexico Mountain Properties. We are dedicated to bringing you the Best of Real Estate in the Enchanted Circle.

So when looking for the best Angel Fire Real Estate let us help you find your dream home. Land for sale in Angel Fire might be what you are looking for to build your perfect vacation home. Perhaps you desire to sell your Angel Fire property whether it be lot, land, home or condo we are the Angel Fire Real Estate company to call.

Whatever you fancy, we are here to assist, our knowledgeable agents go that extra mile to find exactly what you require. Call us at 575-377-2626 in Angel Fire or to speak directly to a broker call Paula at 575-770-3306. We are here to welcome you to our growing community.

Information obtained from Angel Fire Resort

Heed these suggestions from real estate pros to ensure your property gets the highest possible price.

Stage and declutter your home. It's remarkable what regular home maintenance, cleanliness, and minimizing clutter in your everyday life can do for you when it comes time to sell.

Clean it up! If it's dirty, it will not sell -- even if it's a great place.Raise window blinds, lower toilet seats -- make sure the place looks at least as good as it would if you were having your boss over for dinner.

Enhance your curb appeal.

Pay attention to details. Wash your windows, replace compact fluorescent bulbs with incandescent or halogen, and remove or minimize personal photographs.

Refresh your kitchen and bath. Choose a neutral palette to increase the appeal to as many tastes as possible; buyers need to be able to easily visualize themselves living in the home, and bright colors might turn them off.

Invest in good photos.

Don't DIY everything. First and foremost, for correct pricing, widest and best marketing, and the highest price, hire a real estate agent like the professionals at New Mexico Mountain Properties.

So with that in mind are you looking to sell your Angel Fire or Taos property call on us. Perhaps you want to buy a home in Taos or Angel Fire. We are dedicated to bringing you the best in real estate in the Enchanted Circle. If buying or selling Angel Fire property call us at (575) 377-2626. Maybe you want the perfect Taos get away to fuel your artistic side call us at (575) 758-5852. We have lots and larger parcels for sale in Taos and Angel Fire to build your "Dream Home". To speak directly to a broker call Paula at (575) 770-3306. We are here to welcome you to our growing community.

Information obtained from Trulia

Happy Friday and welcome to Angel Fire where the weekend starts early. Yesterday's lingering snow topped off the Summit with an additional 2 inches bringing our 5 day total to 5 inches! We may see snow showers this morning, and we're watching the next system set to arrive early next week. Our annual Angel Fire Mardi Gras Celebration kicks off today in addition to the return of Night Skiing, First Tracks, and Mountain Tours. Make your snow-filled memories with Angel Fire.

... The mountains are calling...It's never too late to learn the love of winter sports and no better time or place than right now at Angel Fire.

Are you wanting to buy property in Angel Fire? With amazing homes for sale in Angel Fire you are sure to find that perfect destination property that puts you close to the slopes? When it comes to buying and selling a vacation home or condo in Angel Fire, use a local real estate agent like New Mexico Mountain Properties. We are dedicated to bringing you the Best of Real Estate in the Enchanted Circle.

So when looking for the best Angel Fire Real Estate let us help you find your dream home. Land for sale in Angel Fire might be what you are looking for to build your perfect vacation home. Perhaps you desire to sell your Angel Fire property whether it be lot, land, home or condo we are the Angel Fire Real Estate company to call.

Whatever you fancy, we are here to assist, our knowledgeable agents go that extra mile to find exactly what you require. Call us at 575-377-2626 in Angel Fire or to speak directly to a broker call Paula at 575-770-3306. We are here to welcome you to our growing community.

Information obtained from Angel Fire Resort

It will be a great day for making turns with 2 inches of new snow at the Summit! Start your weekend early at Angel Fire Resort. With more snow on the way starting Sunday, it will be a weekend you will not want to miss. Looking ahead for Mardi Gras? We've got you covered with our annual Angel Fire Mardi Gras Celebration.

... The mountains are calling...It's never too late to learn the love of winter sports and no better time or place than right now at Angel Fire.

Are you wanting to buy property in Angel Fire? With amazing homes for sale in Angel Fire you are sure to find that perfect destination property that puts you close to the slopes? When it comes to buying and selling a vacation home or condo in Angel Fire, use a local real estate agent like New Mexico Mountain Properties. We are dedicated to bringing you the Best of Real Estate in the Enchanted Circle.

So when looking for the best Angel Fire Real Estate let us help you find your dream home. Land for sale in Angel Fire might be what you are looking for to build your perfect vacation home. Perhaps you desire to sell your Angel Fire property whether it be lot, land, home or condo we are the Angel Fire Real Estate company to call.

Whatever you fancy, we are here to assist, our knowledgeable agents go that extra mile to find exactly what you require. Call us at 575-377-2626 in Angel Fire or to speak directly to a broker call Paula at 575-770-3306. We are here to welcome you to our growing community.

Information obtained from Angel Fire Resort

Minimize what you'll owe and maximize what you'll get back at tax time.

To ensure you're not missing out on any hefty tax breaks, consider these three common home–related tax breaks that are often missed, overlooked, and underused.

State and local tax breaks for green home improvements. homeowners have taken steps to improve their home's energy efficiency.Many of those improvements are eligible for state, county, and/or city tax credits -- or tax breaks. If you've installed dual-paned windows, insulation, low-flow plumbing appliances, tankless water heaters, or solar panels last year, dig up your receipts.

Mortgage interest tax break Many homebuyers expressly call out the mortgage interest tax deduction as a major motivation behind their desire to own a home. The ability to write off interest on up to $1 million of mortgage debt shifts the affordability equation

COD tax exemptions Normally, defaulted mortgage debt that is forgiven through a foreclosure, short sale, deed in lieu of foreclosure, or settlement via partial payment is actually charged to a taxpayer as income. It's called cancellation of debt, or COD.

So with that in mind maybe you want to turn your savings into a new home in Taos or Angel Fire. Are you looking to sell your Angel Fire or Taos property call on us. We are dedicated to bringing you the best in real estate in the Enchanted Circle. If buying or selling Angel Fire property call us at (575) 377-2626. Maybe you want the perfect Taos get away to fuel your artistic side call us at (575) 758-5852. We have lots and larger parcels for sale in Taos and Angel Fire to build your "Dream Home". To speak directly to a broker call Paula at (575) 770-3306. We are here to welcome you to our growing community.

Information obtained from Trulia

Celebrate Mardi Gras at Angel Fire Resort with daily live music, colorful beads, great food and much more!

... The mountains are calling.

Are you wanting to buy property in Angel Fire? With amazing homes for sale in Angel Fire you are sure to find that perfect destination property that puts you close to the slopes? When it comes to buying and selling a vacation home or condo in Angel Fire, use a local real estate agent like New Mexico Mountain Properties. We are dedicated to bringing you the Best of Real Estate in the Enchanted Circle.

So when looking for the best Angel Fire Real Estate let us help you find your dream home. Land for sale in Angel Fire might be what you are looking for to build your perfect vacation home. Perhaps you desire to sell your Angel Fire property whether it be lot, land, home or condo we are the Angel Fire Real Estate company to call.

Whatever you fancy, we are here to assist, our knowledgeable agents go that extra mile to find exactly what you require. Call us at 575-377-2626 in Angel Fire or to speak directly to a broker call Paula at 575-770-3306. We are here to welcome you to our growing community.

Information obtained from Angel Fire Resort

It's good to hear that some home buyers will finally get a break. Mortgage insurance premiums are slated to go down by 0.25% on Federal Housing Administration–insured loans that close on or after Jan. 27, the agency announced on Monday. (Buyers who don't put down at least 20% on their homes are typically required to pay the monthly--and often costly--mortgage insurance.)

A quarter of a percentage point may not sound like much, but it's expected to save new homeowners an average of $500 a year.

So when you are ready to buy a home or condo in Angel Fire or Taos we are here to assist you in all your Real Estate needs in Taos or Angel Fire. Are you looking to build your dream home we have many lots or larger parcels to choose from in Taos and Angel Fire. If you cannot locate the house, condo or land you desire, on our website, you can access the Taos/Angel Fire MLS from our website. We are dedicated to bringing you the best in Real Estate throughout the Enchanted Circle. For your Real Estate needs in Taos call us at (575) 758- 5852.Looking to buy or sell Real Estate in Angel Fire our number is (575)377- 2626. Our warm and inviting staff of knowledgeable agents go that extra mile to find exactly what you desire. To speak directly to a broker call Paula at 575-770-3306. We are here to welcome you to our growing community.

Information obtained from Realtor.com

3 inches of snow fell on Angel Fire in the last five days, blanketing the Mountain and Village with powder. Snow may fall on Sunday.. . . The mountains are calling.

Are you tired of renting? want to buy property in Angel Fire? With amazing homes for sale in Angel Fire you are sure to find that perfect destination property that puts you close to the slopes? When it comes to buying and selling a vacation home or condo in Angel Fire, use a local real estate agent like New Mexico Mountain Properties. We are dedicated to bringing you the best of real estate in the Enchanted Circle.

So when looking for the best Angel Fire Real Estate let us help you find your dream home. Land for sale in Angel Fire might be what you are looking for to build your perfect vacation home. Perhaps you desire to sell your Angel Fire property whether it be lot, land, home or condo we are the Angel Fire Real Estate company to call.

Whatever you fancy, we are here to assist, our knowledgeable agents go that extra mile to find exactly what you require. Call us at 575-377-2626 in Angel Fire or to speak directly to a broker call Paula at 575-770-3306. We are here to welcome you to our growing community.

Information obtained from Angel Fire Resort