Second mortgages are once again available to consumers. This allows our borrowers to avoid paying monthly mortgage insurance when they have less than 20% down payment. The "loan to value" (loan amount to appraised value) can go as high as 90% including a second lien mortgage. This allows the customer to borrow up to 80% on the first lien and 10% on the second. Second mortgage liens also benefit consumers with jumbo loans (loan amounts higher than $424,100) as it allows the loan amount to be split between a conforming first and a smaller second, while keeping the lower interest rates of conforming loans. Typically, jumbo interest rates run at .750% point higher than conforming loan amounts. 10 year and 15 year fixed terms are available

When looking for the best Taos or Angel Fire Real Estate let us help you find your dream home. With amazing homes for sale in Angel Fire and Taos, you are sure to find that perfect home. Maybe land for sale in Taos and Angel Fire might be what you are looking for to build your dream home or live off the grid in our stunning Earthship homes for sale in Taos. How about a fabulous condo for sale in Angel Fire that puts you close to the slopes? We are dedicated to bringing you the best in Real Estate throughout the Enchanted Circle.Call us at 575-377-2626 in Angel Fire or 575-758-5852 in Taos our dedicated knowledgeable agents go that extra mile to find exactly what you require. To speak directly to a broker call Paula at 575-770-3306. We are here to welcome you to our growing community....the mountains are calling!!!