Are you worried that a low credit score will affect your dream of owning a home? Check out these four tips to buy a house even with a low score.

Save a larger down payment

This would likely mean a down payment of 20% of the home value or higher.

Go with a FHA loan

Know what to emphasize to a lender

For instance, showing on-time rent payments for a year or more, or cash reserves of at least six months will help portray you as a less risky loan candidate.

Try a private mortgage Private loans can come from any party with the available funds to pay for your home purchase in full, upfront -- e.g., a family member, friend, or private lender.

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Information obtained from Trulia